Final Expense Policy
Matherne Insurance & Financial Services understand the importance of having adequate Life Insurance coverage so that your family won’t be faced with a financial burden should you pass away unexpectedly. Your current Life Insurance may no longer be enough. As a result, your peace of mind could soon be replaced by concerns over whether your loved ones will have sufficient funds to handle final expenses for you when the time comes. Let’s look at what Final Expense can do for your family….
Why Should You Purchase Final Expense Life Insurance?
- Pay all necessary funeral and gravesite costs.
- Settle outstanding medical expenses.
- Wipe out any debts and taxes that are left behind.
- Most of all - Enjoy Peace of mind knowing that your family won’t be left with a financial burden.
If you are the ages of 25 – 85 years of age and want to protect your family from skyrocketing funeral costs, a simple Issue Final Expense plan could be exactly what you are looking for. Let’s look at the other benefits that Final Expense Life Insurance offers….
The Benefits of Final Expense Life Insurance
- It’s easy to apply. No medical exam is required – just complete the simple application.
- First-day coverage is available with no waiting period for most that apply.
- As soon as your application is approved, your coverage starts the first day your policy is in effect.
- Your Life insurance benefit will never be cancelled or reduced throughout the policy period regardless of changes in your health if your premiums are paid on time.
- Premiums remain level and never increase.
- Coverage is available from as little as $5,000 up to $100,000 simplified issue. (Depending on age/health)
- Tax-free death benefit to your beneficiary(s).
- Accumulate cash value that grows tax-free for any unforeseen cash needs.
- Flexible affordable payment options.
- Coverage is available for your spouse, kids, and other family members.
Up To $200,000 Accidental Death Protection Option
For a few dollars more a month, you can now add up to an additional $200,000 of accidental death coverage to your policy. If you are between the ages of 18 and 69, this added valuable benefit can be additional money for your family in the event of an unexpected death by accident. You can choose $25,000, $50,000, $100,000, $150,000, 0r $200,000. As long as your premiums are paid on time, this benefit will cover you till age 80.