Fixed Annuities

Fixed Annuities Offer Financial Protection

  • Fixed Index Annuity

    A fixed index annuity is a type of annuity contract that provides steady retirement income payments that are based on the performance of an underlying stock market index.


    Fixed index annuities offer some of the features of investing in index funds, since they track the performance of indexes like the S&P 500, the Nasdaq Composite or the Russell 2000. Unlike index funds, fixed index annuities are generally protected against loss of principal. This means you won’t lose any of the money you put into a fixed index annuity

  • Fixed Annuity

    A fixed annuity is a type of insurance contract that promises to pay the buyer a specific, guaranteed interest rate on their contributions to the account. By contrast, a variable annuity pays interest that can fluctuate based on the performance of an investment portfolio chosen by the account's owner. Fixed annuities are often used in retirement planning.

Financial Protection

A fixed annuity is an investment account that guarantees you a fixed rate of return on your contributions for a specific time frame, such as five years. Fixed annuities are considered income-generating investments rather than capital gains investments, meaning that you can get monthly checks when the contract is over. However, they can be used to generate enough cash flow to live off them once they reach maturity, as long as it meets your financial goals. Some investors use them as retirement planning tools as well, wanting to use their Social Security benefits as a supplement to their income after contributing to their investments for many years.


Additionally, annuities can be used to ensure that you have financial security in retirement. They provide a guaranteed stream of income, regardless of market performance. This can be especially beneficial for those who are looking for a steady and secure income in retirement, since annuities can be customized to meet your specific needs. Furthermore, they provide tax-deferred growth, meaning you can defer taxes until you take distributions, which can help you save money in the long run.

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